{CATEGORY}

The Ultimate Wedding Budget Checklist: 47 Items You Can't Forget

By Olivia Bennett June 23, 2026 4 min read
The Ultimate Wedding Budget Checklist: 47 Items You Can't Forget

The Ultimate Wedding Budget Checklist: 47 Items You Can't Forget

Print this list. Tape it to your fridge. You will forget something. This list will remember.

I have planned 200 weddings. Every single couple forgot at least three items on this list. The marriage license. The cake knife. The tip envelopes. The overnight bag for the hotel. The list goes on.

Venue and rentals (8 items)

Venue rental fee

Ceremony site fee (if different from reception)

Tent rental (backyard weddings)

Tables and chairs

Linens, napkins, table runners

Dance floor

Lighting (string lights, uplighting)

Portable bathrooms (backyard weddings)

Catering and bar (9 items)

Food (per person)

Beverages (alcohol and non)

Service charge (18-22%)

Gratuity (15-20%)

Tax

Cake or dessert

Cake cutting fee

Corkage fee (if bringing your own alcohol)

Late night snack

Photography and video (6 items)

Photographer hourly rate or package

Second shooter

Engagement session

Videographer

Album or prints

Travel fee for photographer

Attire and beauty (5 items)

Wedding dress

Alterations

Suit or tuxedo rental

Hair and makeup (trial included)

Accessories (shoes, jewelry, veil)

Flowers and decor (5 items)

Bridal bouquet

Bridesmaid bouquets

Boutonnieres

Centerpieces

Ceremony decor (arch, aisle petals)

Music and entertainment (4 items)

DJ or band

Ceremony musician

Cocktail hour music

Photo booth

Stationery (3 items)

Save-the-dates

Invitations

Thank-you cards and postage

Gifts and favors (3 items)

Bridal party gifts

Parent gifts

Wedding favors for guests

Logistics (4 items)

Marriage license

Officiant fee

Transportation (shuttle for guests, cars for wedding party)

Day-of coordinator

The Wedding Budget Calculator can help you allocate dollars to each.

📊
Wedding Budget Calculator
Enter your total budget and get automatic breakdowns by category (venue, catering, photography, etc.).
All data stays in your browser — we never see it.

The Per-Guest Cost Estimator helps you see the per-person impact of each category.

👥
Per-Guest Cost Estimator
Enter your guest count and city — estimate average cost per person for catering, drinks, and rentals.
All data stays in your browser — we never see it.

If you have 100 guests, each of these 47 items has a per-guest cost. Multiply by 100. That is your total. The estimator does this math instantly.

Sarah thought she had a complete budget. She had venue, catering, photographer. She forgot tips. She forgot the marriage license fee. She forgot overnight parking for guests. Her final bill was $2,400 higher than she planned. She used the Wedding Savings Tracker to adjust.

💰
Wedding Savings Tracker
Track your weekly savings progress — see how close you are to your goal.
All data stays in your browser — we never see it.

She added those $2,400 to her savings goal. She saved an extra $100 a week for six months. She made it.

A "week of" checklist, separate from your budget. Ten days before the wedding, run through this:

Final payments to vendors (cash in labeled envelopes)

Gratuity envelopes (labeled with vendor names)

Marriage license (in your go-bag)

Rings (in someone's pocket, not a drawer)

Vows (printed, in case your phone dies)

Overnight bag for the hotel (change of clothes, toiletries, phone charger)

Snacks for getting ready (you will not eat otherwise)

Comfortable shoes for dancing (your feet will thank me)

Emergency kit (bandaids, safety pins, stain remover, pain reliever, tampons)

Printed timeline for the wedding party (no one checks their email that morning)

Priya forgot her marriage license. She realized the night before. Her county did not issue duplicates on weekends. She had to reschedule the ceremony for Monday. Her out-of-town guests had already flown home. She did a private ceremony later. She still gets sad about it.

The Venue vs Backyard Analyzer can help you decide which items you can skip.

🏡
Venue vs. Backyard Cost Analyzer
Compare costs of a traditional venue against a DIY backyard wedding — including rentals, staff, and hidden fees.
All data stays in your browser — we never see it.

A backyard wedding might skip some items — no corkage fee, no cake cutting fee, no venue coordinator. But you gain other items — portable bathrooms, generator, tent. The analyzer shows you the trade-off.

Print this checklist. Go through it with your partner. Check off each item. Add the estimated cost. Then open the budget calculator and build your real budget.

Sarah — who forgot the $2,400 — she now sends this checklist to every engaged friend she knows. She says "I do not want anyone else to learn the hard way."

Olivia

Olivia Bennett

Olivia Bennett

Certified Wedding Planner with 8+ years of experience planning 200+ weddings across Portland and beyond. Obsessed with helping couples get their dream wedding without the nightmare bill.

Read more about Olivia →

Related Articles

Recommended Tools